Cash App is a widely used financial platform that allows users to send, receive, and withdraw money seamlessly. However, users often encounter withdrawal limits that restrict the amount they can take out in a single transaction, per day, or week. One common limitation is the $300 ATM withdrawal limit, which can be confusing for users who expect higher limits. In this article, we explore why ATMs allow only a $300 withdrawal limit, how Cash App’s withdrawal limits work, and how to increase these limits.

What Is the Cash App Daily Withdrawal Limit?

Cash App sets specific limits on ATM withdrawals to ensure security and compliance with financial regulations. The daily withdrawal limit for Cash App users is $1,000. However, individual ATMs may impose their own restrictions, often allowing only $300 per transaction. This is due to factors such as:

• ATM provider policies: Banks and third-party ATM operators set their own transaction limits.
• Security concerns: Lower withdrawal amounts help minimize fraud and potential losses in case of card theft.
• Cash availability: Some ATMs may have limited funds, restricting high-value withdrawals.

If a user needs to withdraw more than $300 in one transaction, they may need to perform multiple withdrawals, keeping in mind the $1,000 daily limit.

What Is the Cash App Limit Per Day?

The daily withdrawal limit on Cash App is $1,000 per 24-hour period for ATM withdrawals. This means that even if an ATM allows only $300 per transaction, a user can still make multiple withdrawals until they reach the daily cap.

Additionally, Cash App imposes other daily limits, such as:-

• Person-to-person sending limit: Up to $7,500 per week for verified users.
• Cash Card purchases: Up to $7,000 per day.
• ATM withdrawals: A maximum of $1,000 per day.

What Is the Cash App Limit Per Month?

For ATM withdrawals, Cash App users are restricted to a monthly withdrawal limit of $1,250. This means that even if the daily limit is up to $1,000, the total amount a user can withdraw from ATMs in a 30-day period is $1,250.

If users need to withdraw more than this, they may need to:

• Use an alternative withdrawal method, such as transferring funds to a linked bank account.
• Upgrade account verification to increase transaction limits.

What Is the Cash App Limit Per Week?

The weekly ATM withdrawal limit for Cash App users is $1,000. This means that over seven days, users cannot exceed this threshold regardless of how many withdrawals they perform.

For transactions beyond ATM withdrawals, Cash App users have the following weekly limits:

• Cash App Sending limit: Up to $7,500 per week.
• Cash App Receiving limit: Unlimited for verified users.
• Cash App Cash Card purchases: $7,000 per day, with no specific weekly cap.

What Are Cash App Limits Per Month?

Apart from ATM withdrawals, Cash App imposes limits on various transactions, including:

• Cash App Sending limits: Verified users can send up to $7,500 per week, which translates to approximately $30,000 per month.
• Cash App Receiving limits: There are no monthly receiving limits for verified accounts.
• Cash App Direct deposit limits: Cash App allows users to receive up to $25,000 per direct deposit and $50,000 per 24-hour period.
• Cash Card transaction limits: Users can spend up to $25,000 per month using their Cash App Card.

What Is the Cash App Max Deposit?

Cash App allows users to receive direct deposits from their employer, government benefits, or other sources. The maximum deposit limits include:

• $25,000 per deposit.
• $50,000 within a 24-hour period.

However, these limits apply only to direct deposits, not standard bank transfers. If a user exceeds these amounts, the deposit may be delayed or rejected.

How to Increase Your Cash App Limits?

If you need to withdraw, send, or receive higher amounts, Cash App allows users to increase their limits by verifying their identity. To do so:

1. Open Cash App on your phone.
2. Tap on your profile icon in the top-right corner.
3. Select Personal and enter your full name, date of birth, and the last four digits of your Social Security Number (SSN).
4. Submit your details for verification.

Once verified, your sending limit increases to $7,500 per week, and your ATM withdrawal limit may also be adjusted based on account activity.

Final Thoughts

The $300 ATM withdrawal limit is a standard restriction set by most ATMs rather than Cash App itself. While Cash App allows users to withdraw up to $1,000 per day, individual ATMs may impose transaction limits for security and operational reasons. By understanding Cash App’s withdrawal, deposit, and transaction limits, users can better manage their finances and make the most of their Cash App experience. If you frequently hit your withdrawal limits, consider transferring funds to a bank account or using your Cash Card for purchases to bypass ATM limitations.