Cash App has become a popular choice for sending, receiving, and withdrawing money with ease. However, when it comes to ATM withdrawals, many users wonder about the limits imposed on their accounts. Understanding Cash App ATM withdrawal limits can help you plan your transactions efficiently.
In this article, we will cover everything you need to know about Cash App ATM withdrawal limits, including how much you can withdraw per day, whether you can withdraw $5000 from Cash App, and how to increase your Cash App withdrawal limit.
What Is the ATM Withdrawal Limit on Cash App?
Cash App imposes a limit on the amount of cash you can withdraw from ATMs within a given period. These limits are designed to ensure security and compliance with financial regulations.
As of now, the standard Cash App ATM withdrawal limit is:
- $310 per transaction on Cash App
- $1,000 per 24-hour period
- $1,000 per 7-day period
These limits apply to all users, whether you are withdrawing funds using your Cash App Card at an ATM or requesting cash back at a retailer.
How Much Can You Withdraw from Cash App in One Day?
The maximum daily ATM withdrawal limit on Cash App is $1,000. This means that within a 24-hour window, you can withdraw up to $1,000 in multiple transactions, with a limit of $310 per transaction.
For example:-
- If you withdraw $310 in the morning, you can still withdraw $310 later in the day, but your total limit for the day will not exceed $1,000.
Once you reach your daily limit, you will have to wait until the next 24-hour period to make another withdrawal.
Can I Withdraw $5000 from Cash App?
No, you cannot withdraw $5000 from an ATM using Cash App in a single transaction or even within a single day. The maximum ATM withdrawal limit is $1,000 per day and $1,000 per week.
If you need to withdraw $5,000 from Cash App, consider the following alternatives:
- Bank Transfer – Instead of withdrawing from an ATM, transfer the money to your linked bank account and withdraw the full amount from your bank.
- Cash Back at a Store – Some stores allow cash back on debit purchases, which could help you access more cash beyond the ATM limit.
- Multiple Withdrawals Over Time – You could withdraw $1,000 per day over five days to reach your $5,000 goal.
How Do I Increase My Cash App Withdrawal Limit?
If you frequently need to withdraw larger amounts, you may want to increase your Cash App withdrawal limit. While the ATM limits are generally fixed, there are a few things you can do to improve your overall Cash App transaction limits.
1. Verify Your Identity
One of the best ways to increase your Cash App limits is by verifying your identity. To do this:
- Open Cash App
- Go to Settings > Personal
- Provide your full name, date of birth, and the last four digits of your SSN
Once verified, your sending and receiving limits increase, but the ATM withdrawal limit remains at $1,000 per day and per week.
2. Upgrade to Cash App Plus or Other Services
Cash App may offer higher withdrawal limits to select users or those using Cash App Plus or Cash App Borrow. While not available to everyone, these premium features could provide increased financial flexibility.
3. Use an Alternative Debit Card
If you often need to withdraw large sums, consider using a different debit card with higher withdrawal limits in addition to your Cash App Card.
4. Contact Cash App Support
For special requests or account-related issues, you can contact Cash App customer support to ask about potential options for increasing your withdrawal limit.
How to Withdraw Money from an ATM Using Cash App Card?
Withdrawing money from an ATM using Cash App is simple:
- Insert Your Cash App Card – Use any ATM that accepts Visa debit cards.
- Enter Your PIN – The PIN is the same one you set up in the Cash App.
- Select "Withdrawal" – Choose the withdrawal option and enter the amount.
- Confirm and Collect Cash – If the amount does not exceed your limit, the transaction will be approved.
Are There Any Fees for ATM Withdrawals?
Yes, Cash App charges a $2.50 fee for ATM withdrawals. However, if you receive $300 or more in direct deposits per month, Cash App will reimburse ATM fees.
Frequently Asked Questions (FAQs)
1. What Happens If I Exceed My Cash App Withdrawal Limit?
If you try to withdraw more than the allowed limit, your transaction will be declined. You will need to wait until your 24-hour or 7-day period resets to make another withdrawal.
2. Can I Withdraw Money From Cash App Without a Card?
No, you need a Cash App Card to withdraw money from an ATM. However, you can send money to your bank account and withdraw it using your regular debit card.
3. Does Cash App Have a Monthly Withdrawal Limit?
No, Cash App does not set a monthly withdrawal limit. However, the weekly limit of $1,000 means you cannot exceed $4,000 in ATM withdrawals per month.
4. Can I Use My Cash App Card at Any ATM?
Yes, you can use your Cash App Card at any ATM that supports Visa debit cards. However, ATM fees may apply unless you qualify for reimbursements.
5. How Long Does It Take to Reset Cash App ATM Limits?
- Cash App Daily limits reset every 24 hours
- Cash App Weekly limits reset every 7 rolling days
Final Thoughts
Cash App provides a convenient way to withdraw cash, but it comes with ATM withdrawal limits. The maximum daily withdrawal limit is $1,000, and you cannot withdraw more than $1,000 per week.
If you need more cash, consider alternatives like bank transfers or cash back at retailers. Verifying your account and staying updated with Cash App’s policies can help you maximize your withdrawals.
